Elevate your credit.
Elevate your future.
We challenge the inaccurate, outdated, and unverifiable items dragging your score down — across all three bureaus — so you can move toward the life those numbers were holding back.
Four steps to a stronger report
A clear, guided process — you'll always know where you stand and what's next.
Free assessment
We review your three credit reports together and pinpoint every item worth challenging.
Build your case
We map a dispute strategy for inaccurate, outdated, or unverifiable items — tailored to your goals.
Dispute & track
We send challenges to the bureaus and creditors, then track every response in real time.
Watch it rise
As items resolve, you see the changes — and stay supported until your program is complete.
Choose your program
One transparent price per program. No surprise monthly add-ons — and every plan carries our pro-rated refund guarantee.
Steady Climb
- Disputes across all three bureaus
- Inaccurate & unverifiable item challenges
- Monthly progress updates
- Pro-rated refund guarantee
Fast Track
- Everything in Silver — on an accelerated timeline
- Priority dispute cycles
- Dedicated progress specialist
- Pro-rated refund guarantee
Built to move you upward
Real progress tracking
See each item's status as it moves. No black box — just clear, ongoing visibility into your report.
Compliant & honest
We challenge what's genuinely disputable and tell you what to expect — never empty promises.
People, not scripts
A real specialist owns your case and is just a phone call away whenever you have a question.
One flat price
Pick a program, know your full cost up front. No creeping monthly fees stacking up on you.
Goal-focused
Buying a home, financing a car, lowering your rates — we build around the milestone you're chasing.
Refund guarantee
If we don't deliver through your program, our pro-rated refund returns what's left of your investment.
The Pro-Rated Refund Guarantee
We stand behind the work. If we don't deliver on what we agreed through your program, you're entitled to a pro-rated refund for the unused portion of your plan. Your forward motion is on us to earn.
Frequently asked questions
We review your credit reports from all three bureaus and challenge items that are inaccurate, outdated, or that creditors can't verify. We manage the dispute process and keep you updated until your program wraps up.
Silver ($1,499) runs about 8 months. Gold ($1,999) is our accelerated Fast Track — about 5 months — with priority dispute cycles and a dedicated specialist. Both cover all three bureaus and include the refund guarantee.
If we don't deliver on what we agreed through the course of your program, you're entitled to a refund for the unused portion of your plan. Give us a call and we'll walk you through the specifics for your situation.
Your better future starts with one report.
Get a free assessment of all three credit reports and a clear plan for what to challenge first.
Start my free assessmentA clear path from where you are to where you're going
No mystery, no jargon. Here's exactly how we challenge what's holding your score back — and keep you in the loop the whole way.
Free assessment
We review your three credit reports together and pinpoint every item worth challenging.
Build your case
We map a dispute strategy for inaccurate, outdated, or unverifiable items — tailored to your goals.
Dispute & track
We send challenges to the bureaus and creditors, then track every response in real time.
Watch it rise
As items resolve, you see the changes — and stay supported until your program is complete.
Your first 30 days
Most of the early work happens fast, then disputes move in cycles as the bureaus respond.
Ready to see what's on your reports?
Start with a free assessment — no cost, no obligation.
Start my free assessmentOne flat price. Everything included.
Two straightforward programs, both covering all three bureaus and both backed by our pro-rated refund guarantee. No monthly surprises.
Steady Climb
- Disputes across all three bureaus
- Inaccurate & unverifiable item challenges
- Monthly progress updates
- Pro-rated refund guarantee
Fast Track
- Everything in Silver — on an accelerated timeline
- Priority dispute cycles
- Dedicated progress specialist
- Pro-rated refund guarantee
| What's included | Silver | Gold |
|---|---|---|
| Price | $1,499 | $1,999 |
| Typical length | ~8 months | ~5 months |
| All three bureaus | ||
| Monthly progress updates | ||
| Priority dispute cycles | — | |
| Dedicated specialist | — | |
| Pro-rated refund guarantee |
The Pro-Rated Refund Guarantee
We stand behind the work. If we don't deliver on what we agreed through your program, you're entitled to a pro-rated refund for the unused portion of your plan. Your forward motion is on us to earn.
Pick the pace that fits your goals.
Not sure which is right? Give us a call or request a free assessment and we'll help you decide.
Start my free assessmentBuilt to move you upward — honestly
Credit repair only works when it's done right. Here's what you get with Elevate.
Real progress tracking
See each item's status as it moves. No black box — just clear, ongoing visibility into your report.
Compliant & honest
We challenge what's genuinely disputable and tell you what to expect — never empty promises.
People, not scripts
A real specialist owns your case and is just a phone call away whenever you have a question.
One flat price
Pick a program, know your full cost up front. No creeping monthly fees stacking up on you.
Goal-focused
Buying a home, financing a car, lowering your rates — we build around the milestone you're chasing.
Refund guarantee
If we don't deliver through your program, our pro-rated refund returns what's left of your investment.
The Pro-Rated Refund Guarantee
We stand behind the work. If we don't deliver on what we agreed through your program, you're entitled to a pro-rated refund for the unused portion of your plan. Your forward motion is on us to earn.
See the difference for yourself.
Start with a free assessment and a clear, honest plan.
Start my free assessmentFrequently asked questions
Everything you might want to know before getting started. Still curious? Give us a call.
We review your credit reports from all three bureaus and challenge items that are inaccurate, outdated, or that creditors can't verify. We manage the dispute process and keep you updated until your program wraps up.
Silver ($1,499) runs about 8 months. Gold ($1,999) is our accelerated Fast Track — about 5 months — with priority dispute cycles and a dedicated specialist. Both cover all three bureaus and include the refund guarantee.
If we don't deliver on what we agreed through the course of your program, you're entitled to a refund for the unused portion of your plan. Give us a call and we'll walk you through the specifics for your situation.
No honest company can promise a specific score increase or that specific items will be removed — results depend on your individual report. What we guarantee is the work, the process, and our pro-rated refund.
Bureaus generally respond to disputes within about 30–45 days, so changes appear over successive cycles. Gold's accelerated track is built to move through those cycles faster.
Once you choose a program, you'll get a secure payment link through our payment provider, Wise. We accept payment by bank transfer — wire transfer preferred, ACH also accepted — and we'll confirm your enrollment by email.
Got what you need?
Request your free assessment and a specialist will take it from there.
Start my free assessmentLet's look at your reports
Book a free call, or send us your details — either way, a specialist reviews your credit at no cost, no obligation.
Pick a time that works for you — we'll call you right then, no back-and-forth emails needed.
Book a free consultation →Opens our scheduling calendar in a new tab.
Privacy Policy
Last updated:
Elevate Credit Services ("Elevate," "we," "us," or "our") respects your privacy. This policy explains what we collect, how we use it, and your choices. By using our site or services, you agree to these practices.
1. Information we collect
Information you provide
When you request a free assessment, contact us, or enroll, you may give us your name, email, phone, credit goals, and details you choose to share. To deliver our services we may also collect information needed to review and dispute items on your credit reports.
Information collected automatically
We may collect basic technical data such as browser type, device, pages visited, and usage, through cookies and similar technologies.
2. How we use your information
- To provide, manage, and improve our services.
- To respond to assessment requests and inquiries.
- To communicate updates about your program.
- To operate and secure our website.
- To comply with legal obligations.
3. How we share information
We do not sell your personal information. We may share it with service providers (email, hosting, payments) under confidentiality obligations, with credit bureaus and creditors as needed to perform disputes, and with authorities when required by law.
4. Payments
Payments are made by bank transfer (wire transfer preferred, ACH also accepted) through our third-party payment processor, Wise. We do not store your bank account credentials; payment data is handled by the processor under their own terms and security.
5. Cookies
We use cookies to keep the site working and understand usage. You can control cookies in your browser; disabling them may affect some features.
6. Data security
We use reasonable safeguards to protect your information. No method of transmission or storage is completely secure.
7. Your rights
You may have the right to access, correct, or delete your information, or opt out of communications. Contact us using the details below.
8. Children's privacy
Our services are for adults and are not directed to anyone under 18.
9. Changes
We may update this policy and will revise the date above.
10. Contact
Elevate Credit Services
Email: info@elevatecreditservice.com
Phone: (202) 869-5146
Terms of Service
Last updated:
These Terms govern your use of the Elevate Credit Services website and programs. By using our site or enrolling, you agree to them.
1. Our services
Elevate reviews your credit reports from all three bureaus and challenges items that appear inaccurate, outdated, or unverifiable, managing the dispute process and updating you through your program.
2. No guaranteed results
We cannot guarantee any specific score increase, removal of any item, or particular outcome. Results depend on your individual profile and bureau/creditor responses. You may dispute information yourself, without our help.
3. Programs and pricing
- Silver — $1,499: approximately 8 months.
- Gold — $1,999: approximately 5 months, with priority dispute cycles and a dedicated specialist.
Details are in the agreement you receive when you enroll. Timeframes are estimates, not promises.
4. Payment
Payments are made through our third-party checkout and settle to our business account. Charges, billing timing, and any required disclosures will be described at checkout and in your service agreement, consistent with applicable law.
5. Pro-rated refund guarantee
If we do not deliver on what we agreed through your program, you may be entitled to a refund for the unused portion of your plan, as set out in your service agreement.
6. Your responsibilities
- Provide accurate, current information.
- Forward relevant bureau/creditor correspondence promptly.
- Use our services lawfully and for your own credit.
7. Cancellation
You may cancel in accordance with your service agreement and applicable law, which may provide cancellation rights and timelines.
8. Not legal or financial advice
Information on this site and from our assistant is general and not legal, tax, or financial advice. Consult a qualified professional for your situation.
9. Limitation of liability
To the fullest extent permitted by law, our total liability is limited to the amount you paid us for the program at issue.
10. Governing law
These Terms are governed by the laws of the District of Columbia.
11. Contact
Elevate Credit Services
Email: info@elevatecreditservice.com
Phone: (202) 869-5146